Terms Of Use

Leaf Communications & Leaf Premiums maintains this website for your information and communication. Please feel free to use and view the website. If you are browsing this website as an employee/agent/member of any business organisation, you may download material displayed on the website for commercial purposes within your business or organisation. Leaf Communications & Leaf Premiums retains all the copyright and other proprietary notices contained on the materials featured in the website. Additionally, you may not distribute or transmit (except, within your business or organisation), modify, reuse, report, or use the contents of the Site for public or commercial purposes, including the text, images, audio, and video without Leaf Communications & Leaf Premiums's written permission.

The customer is to note that the customer's access or use of this site shall be at the customer's own risk and initiative and the customer shall be responsible for compliance of all applicable laws.


The information, material, content or advice contained in this website does not constitute an invitation to treat or offer to enter into a legally binding contract with Leaf Communications & Leaf Premiums and is provided for general information only.

The information, material, contents and functions provided in this website may be altered from time to time without prior notice at the Leaf Communications & Leaf Premiums absolute discretion.


The internet user may not copy, distribute, publish or commercially exploit the content of this website, or use this website for any other purposes not specified herein. This website may only be used for lawful purposes, and in a manner which does not violate the rights of, or restrict or inhibit the use of this website by a third party. Such restriction or inhibition shall include but is not limited to, conduct which is unlawful, or which may harass or cause distress or inconvenience to any person, the transmission of obscene or offensive content or of defamatory, racially or ethnically objectionable material of any kind or disruption of normal flow of dialogue within this website.

The Agreement

The Terms and Conditions herein and all supplements, amendments and variations thereto shall collectively constitute the agreement between the Customer and the Leaf Communications & Leaf Premiums ("the Agreement"), and shall apply to the Leaf Communications & Leaf Premiums services.

The Terms and Conditions operate in conjunction with the respective terms and conditions and rules and regulations applicable to the Account(s) which the Customer represents that he has read, understood and agreed to be bound by without qualification or limitation by use of this website or any of its pages.

In the event of any conflict or inconsistency between the Terms and Conditions herein and the terms and conditions and rules and regulations governing the relevant Account(s), the latter shall prevail for purposes of interpretation and enforcement to the extent of such conflict or inconsistency.


Leaf Communications & Leaf Premiums has taken reasonable care to ensure the accuracy of information materials and content given directly and exclusively by Leaf Communications & Leaf Premiums. Notwithstanding the same, the information, materials and contents provided by Leaf Communications & Leaf Premiums on this website are provided on an "as is" basis and are of a general nature and shall be subject to the Customer's obligation to take independent legal, financial or other advise as the Customer shall deem necessary.

Leaf Communications & Leaf Premiums, its directors, officers, employees or agents disclaim any express or implied warranty or representation including but not limited to conditions of merchantability, warranties of title, non-infringement of intellectual property rights, usefulness, accuracy, quality or fitness for purpose of the services or products depicted through this website.

Leaf Communications & Leaf Premiums, does not warrant or represent that access to the whole or part(s) of this website, the materials, contents, information and/or functions contained therein will be provided uninterrupted or free from errors or that any identified defect shall be corrected, or that there shall be no delays, failures, errors or loss of transmitted information, that no viruses or other contaminating or destructive properties shall be transmitted or that no damage shall occur to the Customer's computer system.

Website Modifications

Leaf Communications & Leaf Premiums., reserves the right, at any time without prior notice to you, to change the format and content of the website at any time. By using this website, you agree in advance to accept any such changes.

Leaf Communications & Leaf Premiums, may terminate, change, suspend or discontinue any aspect of the www.leafgroup.com.my, including the availability of any features of the site at any time. Leaf Communications & Leaf Premiums may also impose limits on certain features and services or restrict your access to parts or all of the site without notice or liability. Leaf Communications & Leaf Premiums may suspend the operation of this website for support or maintenance work, in order to update the content or for any other reason.

Complain Procedure

Enquiries or complaints about this website can be forwarded to the Webmaster at Enquiry page.